Credit Cards Glossary: Affinity card, American Express, Annual Fee
Content: Decription of Affinity card, About American Express, international credit card issuing, description of Annual Fee
Affinity card is A credit card offered in conjunction with two organizations, one a card issuer and the other a nonfinancial group with which consumers have an affinity. Universities, sports franchises and nonprofit organizations are examples of affinity groups that often offer special discounts or deals for using their credit cards issued in partnership with a major bank.
American Express is Also known as AMEX, this company is one of the main international credit card issuing schemes. It issues its own credit cards—unlike Visa and MasterCard—and is responsible for its own relationships with retailers.
Annual Fee is An annual (yearly) fee associated with having a credit card. This is a separate fee from interest rate on purchases.
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