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VISA CREDIT CARD AGREEMENTAND FEDERAL TRUTH-IN-LENDING DISCLOSURE STATEMENT. In the following Visa Credit Card Agreement and Federal Truth-in-Lending Disclosure Statement (“Agreement”), the words “I,” “me,” “mine,” “my,” “us,” “they,” “their,” and “our” mean each and all of those who apply for or use a Digital Federal Credit Union (DCU) Visa Card(s) whether Prime Owner, Co-Borrower, or other authorized user. The words “you,” “your,” and “yours” mean DCU. “Card” means Visa Platinum, Visa Gold, or Visa Classic Card(s) issued to me and any duplicates you may issue. “Account” means my Visa Credit Card Account with you. “Statement” means my Visa Monthly Statement of activity and payment information. “Letter” means the Visa Credit Card Approval Letter that is sent once a Visa is approved and is incorporated herein by.

This account is subject to the enclosed Visa Credit Card Additional Federal Disclosure Table & Schedule of Fees and Service Charges (“Disclosure Table”) incorporated herein by reference. I agree to its terms and conditions as well as the following terms and conditions and any amendments thereto, by requesting and receiving, signing, using, or permitting others to use the Visa Card(s) and/or Account issued to me by DCU

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