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Brighter Planet Credit Card Program Rules: This document contains the terms and conditions of the Brighter Planet Visa® rewards program rules (“Program Rules”). This program is issued by FIA Card Services, N.A., and administered by Brighter Planet, Inc. and includes information describing program eligibility, qualifications for earning points, application of points for carbon offset purchases, and more. These Program Rules are your guide to the rewards program (the “Program”). Activation of this credit card is your acknowledgement and acceptance of the terms and conditions of your Credit Card Agreement, including its provisions regarding the use of arbitration to resolve claims (as defined in the Credit Card Agreement). These Program Rules are not part of the Credit Card Agreement.

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Upcoming Credit Card Protections
Effective Date
• Most of the new law would go into effect 9 months after the date of enactment.
• The 45 day notice requirement and the requirement that bills are sent 21 days before the due date go into effect 90 days after the date of enactment. Read the rest of this entry »